570-392-9969

Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Molyneaux Insurance Agency today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Molyneaux Insurance Agency

204 N Front St

Sunbury, PA 17801

Main office: 570-392-9969
Fax: 570-286-7367

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

I love how you have helped save me and my clients money on our home owners and car insurance! Thanks for all you do! Its nice to know that there's an insurance agent on our side! I hope we can do much more business in the future!
Laura S.
I had been with the same insurance company since I started driving. I always just assumed that because I was a loyal customer and had a clean driving record that i was getting the best rate possible and was not looking to switch companies. I have known Bradley for many years so when I heard that he had started 'Molyneaux Insurance' I decided to inquire about prices believing that the quote I would be given would be higher than what i was currently paying. To my surprise, it was not! I had learned that through all my years of service with my insurance provider I was over paying...ALOT!!! Bradley took the time to drive to my home and sit down with me and go over every detail to make sure I understood the policy and still had the best coverage. Without hesitation I switched and currently save $2000 a year for the same coverage!!! I didn't have to worry about making any uncomfortable phone calls to cancel my old provider either...Molyneaux Insurance does it all! Bradley even made a follow up call to make sure I received my new cards and that my old provider had received the cancellation paperwork. I recommend Molyneaux Insurance to everyone!!
Alicia M.